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How much does a furnace replacement cost in Waterloo, IA?

US national rangeUpdated Prices checked October 20261 source

A furnace replacement costs $2,823 to $6,896 nationally, typical $4,814. We have no documented price index for Waterloo for this job, so this is the US national range from HomeAdvisor, checked October 2026.

US national range, not adjusted for this city

Low
$2,823
Typical
$4,814
High
$6,896

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Furnace replacement cost in Waterloo, IA

We have no documented price index for Waterloo for this job, so the table shows the US national range.

Furnace replacement cost in Waterloo, IA
EstimateLowTypicalHighBasisChecked
US national range$2,823$4,814$6,896Per system, installed; typical range of customer-reported jobs (HomeAdvisor)October 2026

Furnace replacement cost by type or size

US national figures in USD, as published by each source.

Furnace replacement cost by type or size
Type or sizePrice (USD)Source
Electric furnace$2,000 to $7,000HomeAdvisor
Gas furnace$3,800 to $10,000HomeAdvisor
Oil furnace$6,750 to $10,000HomeAdvisor

What drives the cost of a furnace replacement

  1. Fuel type

    Electric furnaces cost least to install; oil costs the most.

  2. Efficiency rating

    High-AFUE furnaces cost more up front.

  3. Home size

    Furnaces are sized at roughly 30 to 60 BTUs per square foot.

  4. Climate

    Colder regions need more capacity.

  5. Removal of the old unit

    Removal and disposal typically add $150 to $330.

Permits and what's included in Waterloo

Permit note

Furnace replacement usually needs a mechanical permit, and gas work may need its own. Ask your local building department for the fee.

Rules are set locally; confirm with Waterloo’s building department.

What’s usually included

  • The new furnace
  • Connection to existing ducts, venting and fuel supply
  • Startup and testing

Scopes vary. Get the scope in writing on every quote.

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Top-ranked HVAC contractors in Waterloo

The top 3 of 29 HVAC contractors we rank for Waterloo, IA, by CR Score. Paid placement never changes rank.

  1. #1
    Dalton Plumbing, Heating, Cooling, Electric and Fireplaces, Inc.
    CR Score 664.7from 2,581 Google reviews
  2. #2
    Gubbels Heating & Air Conditioning
    CR Score 654.8from 652 Google reviews
  3. #3
    Hansons Heating and Cooling
    CR Score 625.0from 161 Google reviews

See all ranked HVAC contractors in Waterloo

How to check an HVAC contractor's license in Iowa

In Iowa, Iowa Plumbing and Mechanical Systems Board (Department of Inspections, Appeals and Licensing) licenses Mechanical (HVAC, refrigeration, hydronic) licenses.

  1. Check that the status is active and the name matches the contract or truck.
  2. Ask for proof of insurance before work starts.

No chip usually means we have not matched a state record yet. Check the lookup yourself before you hire.

Guide checked October 2026. How we verify licenses

Furnace replacement cost in Waterloo: questions

How much does a furnace replacement cost in Waterloo, IA?

A furnace replacement costs $2,823 to $6,896 nationally, typical $4,814. We have no documented price index for Waterloo for this job, so this is the US national range from HomeAdvisor, checked October 2026.

Do I need a permit for a furnace replacement in Waterloo?

Furnace replacement usually needs a mechanical permit, and gas work may need its own. Ask your local building department for the fee. Rules are set locally, so confirm with Waterloo’s building department.

What affects the cost of a furnace replacement?

Fuel type: electric furnaces cost least to install; oil costs the most. Efficiency rating: high-AFUE furnaces cost more up front. Home size: furnaces are sized at roughly 30 to 60 BTUs per square foot. Climate: colder regions need more capacity.

How many HVAC contractors serve Waterloo?

We rank 29 HVAC contractors for Waterloo, IA by CR Score. Get at least three written quotes for the same scope.

What is usually included in the price?

The new furnace; Connection to existing ducts, venting and fuel supply; Startup and testing. Always get the scope in writing on the quote.

Sources

Checked October 2026. Figures are estimates, not quotes.

  1. HomeAdvisor: Furnace replacement cost · page updated June 17, 2026 · checked October 2026Primary source. Used for: Low, typical and high; prices by fuel; drivers.
These are published estimates, checked October 2026. They are not quotes. Typical range shown: $2,823 to $6,896. Editorial policy

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